Terms and Conditions

Welcome to MoneySavingHacker.com. By accessing or using our website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, please do not use our website.

1. Acceptance of Terms

By using MoneySavingHacker.com, you confirm that you are at least 18 years old or have the consent of a parent or guardian. These Terms constitute a legally binding agreement between you and MoneySavingHacker.com, owned and operated by individuals with backgrounds in investment and technology programming.

2. Use of the Website

  • Permitted Use: You may use the website for personal, non-commercial purposes to access money-saving tips, resources, and related content.
  • Prohibited Use: You agree not to:
    • Use the website for any illegal or unauthorized purpose.
    • Copy, distribute, or modify any content without prior written consent.
    • Attempt to gain unauthorized access to our systems or networks.
    • Use automated tools (e.g., bots, scrapers) to access or collect data from the site.
    • Engage in any activity that disrupts or interferes with the website’s functionality.

3. Content Disclaimer

The content on MoneySavingHacker.com is provided for informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice. You should consult with a qualified professional for personalized advice. We are not responsible for any decisions made based on the information provided on our site.

4. Intellectual Property

All content on MoneySavingHacker.com, including text, graphics, logos, and software, is the property of MoneySavingHacker.com or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.

5. Third-Party Links and Ads

Our website may contain links to third-party websites, advertisements, or affiliate links. We are not responsible for the content, accuracy, or practices of these third-party sites. Clicking on such links is at your own risk. We may earn commissions from affiliate links, as disclosed in our Privacy Policy.

6. Limitation of Liability

To the fullest extent permitted by law, MoneySavingHacker.com, its owners, affiliates, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Your use of or inability to use the website.
  • Errors, inaccuracies, or omissions in the content.
  • Any actions taken based on the information provided on the site.
  • Unauthorized access to or loss of your data.

7. Indemnification

You agree to indemnify and hold harmless MoneySavingHacker.com, its owners, affiliates, and contributors from any claims, damages, or expenses (including legal fees) arising from your use of the website, violation of these Terms, or infringement of any third-party rights.

8. Termination

We reserve the right to terminate or restrict your access to the website at any time, without notice, for any reason, including if we believe you have violated these Terms.

9. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or legal requirements. The updated Terms will be posted on this page with a revised “Last Updated” date. Your continued use of the website after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the website shall be resolved in the state or federal courts located in the United States.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us.